Texas Mortgage Calculator

Estimate a monthly Texas mortgage payment including taxes, insurance, HOA dues, and PMI.

Current-rate total payment

$2,628 / month

Comparison-rate total payment

$2,492 / month

Monthly payment difference

$136

Five-year payment difference

$8,147

Full-term payment difference

$48,883

Estimated monthly PMI

$0

Extra principal per year

$0

Down payment

20.0%

Payment assumptions

Both scenarios use the same home price, down payment, property tax, insurance, HOA, PMI, and 30-year term. Only the interest rate changes. The comparison rate is hypothetical and is not a lender quote.