Relating to a property and casualty self-insurance pool for certain religious institutions; authorizing fees; providing administrative penalties.
Bill overview
Relating to a property and casualty self-insurance pool for certain religious institutions; authorizing fees; providing administrative penalties.
Reference notes
HB 3320 sources, status methodology and verification
Sources
- HB 3320 official legislative recordPrimary bill-status record.
- Current official bill textOfficial bill text or printing.
Methodology
KeepTXRed treats the official legislative record and latest official action as the factual status layer for HB 3320. Status labels are normalized for browsing, while the legislative timeline and documents preserve official action text and source links. Any KeepTXRed explanation below is editorial context and remains separate from the official record.
Last verified
Legislative record synchronized September 4, 2026 at 3:25 AM UTC; latest recorded official action May 28, 2025.
Bill → law → agency context
This relationship layer distinguishes what the normalized official record can prove from what it cannot. Enactment and effective dates come from the bill record. Agency names below are shown only when an official fiscal document supplies a verified agency reference; being cited in a fiscal note does not by itself prove that the agency administers the resulting law.
Official fiscal-note agency context
No verified agency references are available from the latest parsed official fiscal material. KeepTXRed does not infer an administering agency from the bill topic or title.
KeepTXRed explanation
This reviewed explanation is separate from the official bill record and is provided for general information, not legal advice.
KeepTXRed summary
HB 3320 was a House-passed proposal authorizing qualifying churches, nonprofit religious organizations and religious denominations to form regulated property-and-casualty self-insurance pools as an alternative to traditional insurance. It advanced through the Senate process but did not receive final Senate passage.
What would change
The proposal would have created a certificate-of-authority framework, trust fund, board governance, financial-solvency requirements and actuarially supported rates for religious-institution self-insurance pools. Covered risks could have included property damage, premises liability, contents, wind and hail, loss of use and medical payments.
Who may be affected
Churches and other nonprofit religious organizations, religious denominations, Texas Department of Insurance, property insurers, congregants and institutions facing property-and-casualty insurance costs.
When it would take effect
HB 3320 did not take effect. The House passed it and it advanced in the Senate, including Senate committee analysis and intent-calendar activity, but the Senate did not give final passage before adjournment.
Limits and uncertainty
The proposed pool would not have been conventional insurance or protected by the Texas Property and Casualty Insurance Guaranty Association. Because HB 3320 failed, none of its pool authority or regulatory structure became operative.
Editorial sources and review notes
Official House text, Senate Research Center analysis and stages reviewed. House passed and Senate-committee advanced; no final Senate passage.
Editorial explanation reviewed 9/6/2026.
Current status
Passed
Placed on intent calendar
Latest official action
Placed on intent calendar
May 28, 2025 · house
Who this bill may affect
A verified audience or subject classification has not been attached to this bill yet.
Use the bill overview and official documents to determine whether the proposal may apply to you, your business, or a public agency.
Sponsors
Committee history
- Insurance
Out of committee
- Business & Commerce
Out of committee
Legislative timeline
Placed on intent calendar
house · latest_action
Official recordCommittee report printed and distributed
senate
Official recordReported favorably w/o amendments
senate
Official recordVote taken in committee
senate
Official recordConsidered in public hearing
senate
Official recordLeft pending in committee
senate
Official recordTestimony taken in committee
senate
Official recordConsidered in public hearing
senate
Official recordScheduled for public hearing on . . .
senate
Official recordPosting rule suspended
senate
Official recordReferred to Business & Commerce
senate
Official recordRead first time
senate
Official recordReceived from the House
senate
Official recordReported engrossed
house
Official recordStatement(s) of vote recorded in Journal
house
Official recordRecord vote
house
Official recordPassed
house
Official recordRead 3rd time
house
Official recordStatement(s) of vote recorded in Journal
house
Official recordRecord vote
house
Official recordPassed to engrossment as amended
house
Official recordAmended
house
Official recordRead 2nd time
house
Official recordPlaced on General State Calendar
house
Official recordConsidered in Calendars
house
Official recordCommittee report sent to Calendars
house
Official recordCommittee report distributed
house
Official recordComte report filed with Committee Coordinator
house
Official recordReported favorably w/o amendment(s)
house
Official recordConsidered in public hearing
house
Official recordLeft pending in committee
house
Official recordTestimony taken/registration(s) recorded in committee
house
Official recordConsidered in public hearing
house
Official recordScheduled for public hearing on . . .
house
Official recordReferred to Insurance
house
Official recordRead first time
house
Official recordFiled
house
Official record
Official bill text
Read source text published by the Texas Legislature. KeepTXRed fetches it only when you request it, converts the official HTML to inert text for display, and does not rewrite it with AI.
Related articles
KeepTXRed has not linked a related article to this bill yet. The legislative record above remains available independently of news coverage.
Related content
Ranked by official relationships such as sponsorship, committee referral, district, election, session, and direct news coverage.
Representative: charles cunningham
author
Representative: christian manuel
author
Representative: suleman lalani
author
Representative: tan parker
sponsor
Representative: tom oliverson
author
District: texas house district 127
sponsor district
District: texas house district 130
sponsor district
District: texas house district 22
sponsor district
District: texas house district 76
sponsor district
District: texas senate district 12
sponsor district